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Purpose of Banking, The Michael S. Nolan Clear and concise explanations ofBanks and other financial institutions play a fundamental and yet divisive role in the health of any economy. As lenders they are important to everyone seeking a mortgage or a car loan. As investors they are essential gears of economic progress. And yet when crises hit and the economy tumbles, they are vilified. Is it possible for the banking and financial sectors to both be crisis free and sustain economic growth that benefits everyone? This is the